Abstract

The Research Objective is First To analyze the legal certainty of the Act of Sale and Purchase Agreement (PPJB) on houses through Housing Ownership Credit (KPR) which is still in the form of images. The second is to analyze the legal consequences of the Sale and Purchase Agreement (PPJB) deed for housing through mortgage loans that are still in the form of images.The type of research used by authors is normative research. Normative legal research is legal research that places law as a building system of norms. The norm system in question is regarding principles, norms, rules of law and regulations, court decisions, agreements and doctrines (teachings). By using an approach: Statutes Approach, Case Approach, Conceptual Approach.The results of the study that the certainty of PPJB in home ownership loans is still in the form of images is valid for the parties even though the PPJB is not regulated in the Civil Code, but the PPJB is valid as long as it meets the requirements as an agreement; not prohibited by law; in accordance with prevailing habits; as long as the agreement is implemented in good faith, the PPJB is valid and applies to both parties because it is an implementation of the principle of freedom of contract. The legal consequences of the Deed of Agreement on the Sale and Purchase Agreement (PPJB) on home ownership loans are still in the form of drawings which are the rules of both parties that must be obeyed and implemented. The deed of sale and purchase agreement can take two positions depending on how the Sale and Purchase Agreement (PPJB).

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