Abstract

This studyaims to analyze the influence of perceived ease, perceived usefulness, financial literacy, and motivation on the interest of MSMEs in using QRIS.Data was collected through a questionnaire survey of SME operators in Dompu Subdistrict.This study employs a quantitative approach using the Structural Equation Modeling (SEM) method based on Partial Least Squares (PLS). The resultsof the study indicate that motivation has a positive and significant influence on the interest in using QRIS. Meanwhile, perceived ease, perceived benefit, and financial literacy did not show a significant influence on interest in using QRIS. These findings indicate that the motivation factor plays a key role in driving QRIS adoption among SMEs in the study area, while the other factors tested did not have a significant impact.

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