Abstract

Quick Response Code Indonesian Standard (QRIS) is a server-based payment system that uses scans of QR Codes integrated into payment applications. QR Code is a series of codes that contain the user's identity, payment amount, and amount of money and can be read during transactions with certain tools. The research used in this study is quantitative research with an associative approach. The sampling method is based on certain criteria or considerations because the population in this study is the entire generation z Muslims domiciled in NTB, where the actual number is unknown data collection in this study by distributing questionnaires by purposive sampling using the Cochran formula using 100 respondents. The data analysis technique used in this study uses Partial Least Square-Structural Equation Modeling (PLS-SEM). The results of the analysis conducted in the research can be concluded that the factors that influence the use of QRIS BSI are religiosity factors that have a positive and significant influence on the interest in using QRIS BSI in NTB because people in NTB have high religiosity which adheres to Islamic values. The people of NTB will prefer products that are by the teachings of Islam contained in BSI's QRIS. Meanwhile, convenience, knowledge, benefits, and risks have a positive but insignificant effect on the interest in using BSI's QRIS in NTB.

Concepts :

Access to Document

Citations by Year