Abstract
This study aims to determine the effect of income, financial literacy and lifestyle on household financial management ability (study of housewives in Kelebuh Village, Central Praya District, Central Lombok Regency). This study used quantitative methods with a population of housewives in Kelebuh village totaling 3,073 and using simple random sampling techniques with a total sample of 354. The data analysis technique is using multiple linear regression tests using SPSS version 25. The results showed that income (X1) partially affects the ability of financial management (Y) with the value of Tcalculated > Ttable (5,720 > 1,967), financial literacy (X2) partially affects the ability of household financial management (Y) with the value of Tcalculated > Ttable (3,323 > 1,967) and lifestyle (X3) partially affect household financial management ability (Y) with a Tcalculate > Ttable value (3,433 > 1,967). Simultaneously income (X1), financial literacy (X2) and lifestyle (X3) have a significant influence on the ability of household financial management in Kelebuh village (Y) with values Fcalculated > Ftables (32,938 > 2,630).